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Buying real estate

Group Purchase Plan: a smarter way to acquire property

Unlike traditional financing, our Group Purchase Plan is based on collective equity. Members contribute to a common fund, and properties are acquired through a regulated and scheduled process.

What we do 

Strategic financial planning for property acquisition through interest-free, collaborative purchase schemes in partnership with regulated providers

01

How it Works (General Overview)
  • Subscription: Joining a group by purchasing a 'quota' (target property value).

  • Contributions: Monthly payments into a common fund.

  • Awarding (Contemplação): Selection via draw and/or bidding (lances) according to partner rules.

  • Credit Award: Issuance of a 'Letter of Credit' once the quota is awarded.

  • Acquisition: Using the credit to purchase a property permitted under the regulations.

  • Completion: Execution of the deed/registration in accordance with local standards.

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02

Benefits and Limitations
  • Pros: Interest-free; disciplined savings; purchasing power defined by the quota.

  • Cons: No guarantee of the exact award date; subject to rules and availability.

  • Regulatory: Subject to local regulations; may not exist in all jurisdictions.

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03

The EGE Process
  • Eligibility & Jurisdiction Assessment: We verify where the product is legally available.

  • Terms Presentation: Outlining partner conditions (fees, terms, rules).

  • Onboarding: KYC/AML (Know Your Customer/Anti-Money Laundering) checks and documentation.

  • Monitoring: Guidance until the Letter of Credit is issued and utilised.

  • Support: Assistance in property selection and formalisation according to consortium rules and local law.

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